For plan administrators

You don't have to run the 401(k) alone. That's what we're here for.

A retirement plan takes constant coordination - recordkeepers and payroll, compliance deadlines, and participants who need answers. We work alongside you on all of it: keeping the providers in sync, handling the questions as they come up, and making sure the plan runs the way it should for the people counting on it.

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3(21) plan fiduciary · Fee-based · Prefer to talk? Call 360-364-1777

YouOne pointof contactRecordkeeperTPACustodianPayroll

Four vendors, four systems, four sets of deadlines - and they don't always talk to each other. We're the one who does.

Where the work piles up

A plan has a dozen moving parts. Someone has to keep them in sync.

Each vendor owns its piece. Nobody owns the space in between - and that space is where your afternoon goes. These are the four that come up most, and the two things that make them go away.

Nobody owns the handoffs
The recordkeeper points at the TPA, the TPA points at payroll, and you end up as the switchboard. Most of the time the issue is small - it just needed someone to pick it up.
Payroll files that won't tie out
A deferral change that didn't sync, a loan repayment posted to the wrong bucket, a census that doesn't match. Small breaks, but they surface at the worst time - usually at year end.
Questions that belong with an advisor
Questions about the plan's investments and features can come to us through education sessions and one-on-one time, so fewer land on your desk.
People who never got started
Employees who never enrolled, never raised their deferral, or never picked an investment. The plan works for the people in it - and quiet non-participation is easy to miss.
One point of contact
We coordinate with your recordkeeper, TPA and custodian, follow up on open questions, and tell you when something needs you.
A plan people actually use
On-site and virtual education, enrollment support, and one-on-one time for anyone who wants it. We track participation and deferral rates and tell you honestly where they stand.
What we do

The plan stays yours. You don't have to run it alone.

You still own the plan. But you shouldn't have to chase five vendors on your own. Here's where we help.

01 / Coordination
Provider coordination
Recordkeeper, TPA, custodian, payroll - we help coordinate between them. When something breaks between two vendors, we help track it down.
02 / People
Employee education
Group sessions and one-on-one time, on site or virtual. Employees can bring their questions about the plan to us.
03 / Enrollment
Enrollment & participation
New-hire onboarding, re-enrollment pushes, and honest reporting on where participation and deferral rates actually sit - not just whether the plan is technically open.
04 / Operations
Day-to-day operations
We help you coordinate deferral changes, loans, distributions and payroll reconciliation with your recordkeeper and TPA, and flag the things that need your attention early.
05 / Investments
Investments & cost
We monitor the lineup and benchmark total plan cost on a set schedule, and bring you the write-up. You get the summary; we do the work behind it.
06 / Support
Someone who knows your plan
The same point of contact every time - someone who remembers your provisions, your payroll quirks, and your people.
Tyler and Nate Walters by the water in Kitsap County

Who you'll work with

Nate and Tyler, start to finish.

You'll work with both of us, keeping the providers in sync and handling the questions as they come up. Nate has advised business owners for more than thirty-five years. Tyler brings an analytical, modern approach to every plan.

No account reps or hand-offs. When you call, you reach one of us.

Meet Nate and Tyler
What a review covers

Thirty minutes is enough to see how it's running.

An initial conversation shows where the plan is working and where it's quietly costing your people. Here's what we look at.

People
Participation - who is in the plan, and who never got started?
Deferral rates - are people saving enough to actually retire on it?
Education - when did anyone last sit down with your employees?
Investments
Menu quality - are your funds keeping pace with their benchmarks?
Expense ratios - are you paying institutional or retail pricing?
Investment policy - does a current statement actually exist?
Fees
Total plan cost - recordkeeper, investment, and advisor fees combined.
Benchmarking - how do your costs compare to similar plans?
Revenue sharing - is anyone being paid in ways you can't see?
Compliance
Review records - is the fiduciary process documented?
Vendor agreements - are contracts current and reviewed?
Participant notices - are required disclosures going out on time?
Not sure where your plan stands?
Take the 8-question plan health scorecard. Three minutes, and it surfaces the areas most worth addressing.
See where it stands

How it works

Less to chase, more support.

It starts with a clear look at how the plan is running today.

1

A review of the plan

Participation and deferral rates, the investment menu, total plan cost, and compliance records.

2

One point of contact

We handle the calls between your recordkeeper, TPA, custodian and payroll, and tell you when something needs you.

3

Your employees, supported

Enrollment, education and one-on-one time, so their questions come to us instead of your desk.

4

Run on a schedule

Investments and costs reviewed on a set schedule, the write-up brought to you, and issues flagged early.

Start here

See how much easier your plan could run.

A 30-minute review is enough to see where your plan stands, where it could run smoother, and what a better-built one would mean for you and your employees.

Book a 30-minute plan review

A straightforward look at how your plan is running.