Investment management for business owners
Investment management for business owners, built around the business.
For most owners, the largest investment is the company itself. We manage what you own outside it with that in mind: wealth that doesn't depend on one asset, cash for the years ahead, and investments that fit your plan, your taxes, and your plans for the business.
How we manage
Investments that account for everything else you own.
We manage investments for Kitsap business owners as one part of a single plan, with the business always in view.
Built from your plan
How your investments are allocated starts with the plan: what you need, when you need it, and how much risk the business already carries.
Financial planningDiversified outside the business
A mix of investments that don't rise and fall with your company or your industry, so one setback doesn't carry the whole outcome.
Cash for the years ahead
Money set aside for near-term needs, so a slow year in the business or a down market is less likely to force a decision at the wrong time.
Tax-aware
Which accounts hold which investments, and when gains are taken, coordinated with your CPA and your tax plan.
Tax strategyReviewed and rebalanced
Revisited regularly and as your life and the business change, and rebalanced when the mix drifts from what the plan calls for.
Ready for a sale
A plan for the proceeds before a sale closes, so the money has a purpose from the first day.
Exit and successionConcentration
Growing wealth beyond the business.
Not by selling the company or slowing its growth, but by moving a portion of what it earns into investments outside it, year after year.
Building outside the business
Share of an owner's net worth, over time.
A hypothetical illustration of the idea, not a projection or a recommendation for any client.
Why one asset is harder to rely on
Even a strong business has limits as an investment.
- It can't be trimmed. You can sell part of a stock in minutes. You can't sell 10% of a company on a Tuesday.
- Everything is connected. Your income, your savings, and often your real estate can trace back to the same company.
- Its value is hard to access. What it's worth on paper isn't easily turned into money in your life.
- Outside forces can reprice it. A lost customer, a new competitor, or a change in the industry can move its value quickly.
How it works
How we invest alongside the business.
Your investments start with what the business already puts at risk.
Start with the plan
What your investments need to do, when you'll need them, and how much risk the business already carries.
Build outside the business
A diversified mix and cash for the years ahead, so your wealth doesn't depend on one asset.
Manage it as one
Personal and retirement accounts managed together, with taxes in view and coordinated with your CPA.
Review and rebalance
Revisited regularly and as the business changes, including planning for proceeds before closing if a sale is part of your plans.
Who you'll work with
Nate and Tyler, start to finish.
You'll work with both of us on your investments, in step with the business and your plans for a sale or retirement. Nate has advised business owners for more than thirty-five years. Tyler brings an analytical, modern approach to every portfolio.
No account reps or hand-offs. When you call, you reach one of us.
Meet Nate and TylerQuestions owners ask
Common questions about investment management.
How are you paid?
Advisory clients pay a fee based on the assets we manage. There are no separate planning fees, consultation charges, or hourly bills.
Do I need to sell my business before working with you?
No. Many owners start while the business is still growing. Building investments outside the company is often most useful in the years before a sale.
Do you manage retirement accounts?
Yes. We manage personal accounts, including IRAs and other retirement accounts, as part of one plan. For your company's 401(k) or retirement plan, see our corporate retirement plan services.
How often will we review my investments?
Regularly, and whenever something changes in the business or your life, like a strong year, a large purchase, or a sale on the horizon.
Does the business factor into how you invest?
Yes. The business is usually the largest thing an owner owns, so we look at how much risk it already carries before deciding how the rest is invested.
Related guides
Browse all resourcesThis page is general educational information, not tax, legal, or investment advice. Investing involves risk, including the possible loss of principal. Diversification and asset allocation do not ensure a profit or protect against loss.
Build wealth that doesn't depend on one asset.
A 30-minute conversation is enough to see where your wealth sits today and what you'd like it to do.